Track your application status and access your applications online. $0. Calculators Car Finance; Car Lease; Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax;. Caravan Finance Calculator; Caravan Loan Options; Secured Loan for Caravans; Personal Loans for Caravans;. Car Finance Calculator. Not hidden nasties. Find your next leisure vehicle with a caravan loan from Stratton Finance. Calculate your Hire Purchase repayments with our Hire Purchase Calculator (CHP Calculator) for cars, and then get an online Hire Purchase (HP) Car Finance Quote! Base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value) and see payments monthly, weekly or fortnightly. Fixed 1 - 5 Years $10,000 - $200,000. So, whether you’re looking for a Personal Loan or Secured Caravan Loan for added peace of mind, we’ve got the fast and easy Caravan Finance solution for you. You do better when you get to shop around. Stratton. Whether you are buying and selling vehicles for personal or business use, our network is unmatched so you can be sure that you save money, time and we can take the hassle of negotiating with dealership salespeople. more than $65,094. 00. As Australia's online car finance broker, we're geared up to help you compare and save. Other options: Find out about the unique benefits of car finance from stratton. * This repayment estimate is provided by Stratton Finance Pty Ltd (Australian Credit Licence: 364340) (“Stratton”). Knowledge Hub. a. Vehicle purchase price. We have grown to become Australia’s largest Asset Broker, supporting over 100,000 customers in. Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. Personal Loan. Get a complete Novated. What is different about carconnect is the pricing structure. Estimate My Repayments. Learn more. It’s a good choice if you are registered for GST on an accruals or cash accounting basis. Severe Weather. to 15. Our online processes mean you don't need to leave the comfort of your own home. Commercial Car Hire Purchase (CHP) Online Business Car & Vehicle Leases Australia - Stratton Finance. In fact, over time, the size of the debt along with the effect of compound interest results in you paying more total interest. Stratton Finance provides borrowers a range of car loans with different lenders. $1,800, plus $6 for each $100 or part thereof over $45,000. a. Rates start at 5. Speak to carconnect about your new car needs and experience their personalised service by visiting carconnect. While predominantly focused on vehicle finance, Stratton Finance also offers finance for a range of different types of assets, including cars, boats and caravans, truck and heavy. interest rate while Loan 2 offers a 5. Our Subaru car finance team are experts in arranging finance for your new or used Subaru, both at competitive rates. Once you know your car loan amount, monthly interest rate, and number of payments, you can use the car loan payment formula above to calculate your monthly payment amount. Step 3: To calculate the total interest on the car loan, deduct your principal figure from the total repayment figure: 17399. You’ll own the vehicle outright, however, the finance company will place a “mortgage” over the vehicle, as security against the loan. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to your credit score. 00 - $65,094. Luxury passenger cars. In 2022, the average new car price exceeded $47,000, and the median salary is $53,924 for a full-time worker. Get an online car loan quote for your Aston Martin in less than 60 seconds or apply online today. Enter the loan amount, term and interest rate in the fields below and click calculate to see. This will give you an estimate of your repayments. Calculate your estimated monthly repayment as well as total interest based on the vehicle retail price. Stratton Finance Used Car Loan. 29 ($30,000 + $6,497. New passenger cars. Give the team at Stratton Finance a call now on 1300 787 288 or send us a message and you’ll hear back from us shortly. Let’s say you buy a new car and borrow $40,000 over five years and elect to have a $10,000 (25%) balloon payment on your loan. The amount can be represented as an absolute dollar value or a. Whether you're planning on buying a workhorse vehicle like a Caddy Van, an. Now take your Mazda3 and unlock the equity with a stratton Novated Lease Sale and Leaseback, so now you have $25k tax-free in your pocket. a. Use our online car finance calculator to learn how low your monthly repayments could be today. The average used car price has surged close to 30% in recent years, bringing the average transaction to $27,633. Stratton is a finance broker that offers both secured and unsecured used car finance. In 1998 with just a team of only 5, Stratton Finance was born in Melbourne, laying the foundations of who we are today. Call one of our Loans Consultants on (08) 8202 7777 or 1800 018 227 (Country SA) Visit us at 400 King William Street, Adelaide to speak with a. So the monthly payment would be $608. We're proud to say that stratton meets and exceeds all of these factors, which is why we have grown to become one of Australia's largest car finance brokers. Finance Products & Solutions - Stratton Finance. Our Kia car finance team are experts in arranging finance for your new or used Kia, both at competitive rates. We have over 20 years experience and knowledge in helping our customers find the right car loan for their situation. It’s a good choice if you are registered for GST on an accruals or cash accounting basis. Personal loans for just about anything. ; What does this Car Finance Calculator do? Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire Purchase, Chattel Mortgage, Car Lease (Finance. Use these calculators from State Farm® to budget for a new or used car. C. Our Toyota car finance team are experts in arranging finance for your new or used Toyota, both at competitive rates. V. Whether you're adding finance to your business or starting out on your own, if you know finance, it's time to back yourself. Calculate your estimated annual savings and then get a no-obligation, transparent quote. Commercial Finance. au. Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. Over a million locations. So find out how low your monthly repayments could look like by using our free online car finance quote tool or give the friendly team a call now on 1300 787 288 to get the ball rolling!Find the best car finance with low interest rates, no ongoing fees and personal service from Stratton Finance. 99% p. Green car loans are different from standard car loans in that they generally come with lower interest rates or certain waived fees. $0. A strong credit history, characterized by a high credit score, timely payments, low credit utilization, and a minimal. Your name. Key features of a Stratton Home Loan. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars;. info@stratton. ; Find out more about your car finance options. Monthly. Hansy Mannil Dec 6, 2019. A green car loan is a type of car finance specifically for eco-friendly vehicles. About Stratton Finance - Car loans & Car Finance - find the best car finance with low interest rates, no ongoing fees and personal service from stratton. Winter Storm. As a result, lenders will offer a more competitive interest rate – which can help save you money. Save over $5,800 (RRP $67,896) or just from. Boat Finance to get you on the water sooner. Dutiable value. RAA offers car loans with flexible terms, competitive rates and fast approval. Features of a Personal Loan for caravans. A car loan online with Stratton Finance offers same-day approval for up to $100,000 at a low-interest rate starting from 5. a. Great rates available on Ford vehicles with Stratton Finance . Loan amounts from $1,500 to $150,000. At Stratton Finance, we have over 20 years of experience in helping our customers ensure they get the right. Audi Car Finance and Car Loans for your Audi car purchase. You can then get a quote in minutes with no impact to your credit score. Secured Car Loans up to $75,000. To speak with a consultant, call 1300 STRATTON (1300 787 288), or get started with a fast and free quote estimate. 05%. Since then, we have grown to over 250 employees across Melbourne, Sydney, Brisbane, and a network of franchises across Australia. Interest Rate (p. a. TD 2006/40 - LIMIT APPLIES AFTER REDUCTION FOR INPUT TAX CREDIT. Join today and you can easily save your favourite articles, join in the conversation and comment, plus select which news your want direct to your. 00. The reality is when you are financing a car, it’s not just the interest rate that is variable. 00. 40 per every $200 value or part thereof. Car Loan Calculator for cars and motor vehicles in Australia. Use NerdWallet’s auto loan. When the lease comes to an end, you’ll be given the option to purchase the vehicle by paying a final lump sum (the residual value) directly to the finance company, restart another lease to pay off the remaining balance. Finance Ltd will pay National Roads and Motorists’ Association Limited (ACN 000 010 506) a commission. It takes less than 2 minutes, we just need some details about the you’re looking to buy. Asset Finance Asset Finance Products Other Products and Services New Car Finance; Used Car Finance. 11%. Not hidden nasties. We're here for you and will keep you informed at every step. We may be a finance company, but we’re nothing like other finance companies; no stuffy old bankers, no bean-counters and no corporate. V. Wildfires. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be: $50,000 × 8% = $4,000. a. a. 9% APR. Stratton Finance (Car Loan): 4. stratton 's experienced consultants can advise you on all types of car, business and personal insurance. # as announced in the Victorian Government's State Budget Update in December 2011, duty on an application for registration of a new or near new passenger car will increase from 2. Hansy Mannil Jul 10, 2023. 2015. It was first introduced on the 1st of July 2000 in conjunction with the removal of sales tax and the introduction of the Goods and Services Tax (GST). Instead carconnect charge a service fee of 1% of the vehicle price. Newsroom; All Products. $1,800, plus $6 for each $100 or part thereof over $45,000. To use our Caravan Finance Calculator, simply fill out how much you'd like to borrow, the loan term, the interest rate, the payment frequency and whether you will be using a residual/ balloon option. stratton. a car you have purchased or wish to purchase). Even if Loan 1 offers a 4. * Prices specified are promoted direct to market. Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios. 05%. But don't just take our word for it - see what some of our 100,000 customers think who we've had the privilege of working with over the past 20 years. To calculate the total repayment amount, multiply this figure by the length of the loan (60 months): 289. Our Volkswagen car finance team are experts in arranging finance for your new or used Volkswagen, both at competitive rates. Car Loan Options & Rates | Apply Online - Stratton Finance. Get a quote in 60 seconds with no impact on your credit score. Let's look at an example. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance;. 29%. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. Rather than borrowing money to purchase a car, the financier purchases the car on your behalf and you then lease it back from them for an agreed monthly payment. Rates start at 5. 52 − 15000 = 2399. Document will be opened for E-signing. S. And whether you’re in the market for a city run-around like the Picanto, a compact SUV like. Our partnership goes beyond just finance. New passenger cars. Comprehensive insurance gives you peace of mind. If you’re in the market for some new wheels, look no further than our new car buying partner carconnect. a. You can also fast-track the finance process by getting an instant car finance quote, and you can find out more about car finance for businesses or individuals from the finance options section of our website. 00. Toggle navigation. Scotiabank free auto loan calculator gives you estimate for car loan, monthly payment, interest rate, and trade-in value. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCheck out a selection of Stratton car loans currently available in Australia and compare against RateCity's car finance database. 00. a car you have purchased or wish to purchase). Boats, caravans, RVs, commercial equipment and fit-outs; all part of our first-class consultative services. In fact, Experian reports that the average interest rate for someone with a Super Prime credit score (781-850) is 3. 85% p. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing. ITEM 3: PROMOTER. Calculate your Chattel Mortgage repayments with our Chattel Mortgage Calculator for cars, and then get an online Chattel Mortgage Car Finance Quote! Calculate monthly, fortnightly or weekly repayments, and base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value). Dealer/private sale acceptable. 90 day loan approval. Loan Amount. This Auto Loan Calculator automatically adjusts the method used to calculate sales tax involving Trade-in Value based on the state provided. 00. You’ll need to consider the make and model of the car. C- rated vehicle and vehicles without Green Vehicle Rating. Luxury Car Tax is applicable to most new and demonstrator cars where the price (including. Stratton finance car loan calculator residual 2014,auto title loans daytona beach jobs,bad credit auto loan massachusetts - For Begninners Published 18. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60. Women taking an average of 75 days to make a purchase, whilst men averaged just 63 days. 5. 40 for every $200 value or part thereof. a: Al-Rajhi Automobile Financing-i: 4. Get an Instant Online Car Loan Quote!At Stratton Finance, we strive to make your car financing journey seamless and rewarding, so you can hit the road with confidence. If you have the capacity to pay off your car loan early, whether through additional repayments or a lump sum payment, it will reduce how much money you’d otherwise be spending on the interest the. Stratton is a finance broker. - Select the Car Manufacture Year. This calculator is used to determine what your monthly payment will be for the car you wish to buy. a car you have purchased or wish to purchase). Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceUse on Personal Security Numeric to calculate annual, fortnightly oder weekly repayments on Chattel Mortgage consent used a car or another passenger means. You can structure your Pledged Mortgage repayment calculation with a loan term (length) in years or month, amount borrowed (financed), interest evaluate and residual value (balloon value). We're proud to announce that Stratton Finance has won again, for the third year in a row! We have been awarded Best Car Loans for 2023 by the productreview. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60. The solar solution you want to finance must be new. $10. 00 - $65,094. Stratton Finance is Australia's online car finance broker that connects you with over 30 lenders - all competing to give you their best rates and offers. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Looking for the lowest interest rate loan isn’t always the right strategy. This repayment is calculated with an interest rate of 4. Know your car's worth. Depending on which credit reporting agency you request your score and report from, this number will fall between 0-1,000 or 0-1,200, which includes five categories you can fall within: Excellent. You'll receive a fixed rate loan from 7. LCTD 2022/D1 - PRINCIPAL PURPOSE OF A VEHICLE. Interest Rate (p. You can structure your car loan. To use our Caravan Finance Calculator, simply fill out how much you'd like to borrow, the loan term, the interest rate, the payment frequency and whether you will be using a residual/ balloon option. Hire Purchase: The calculator will work out your regular monthly payments for the entire term of the deal. 49% p. Rate of duty. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. Stratton Finance | 3,607 followers on LinkedIn. The Stratton Finance advantage is powered by a connected network and exclusive partners. I always try to work with “tricky” deals and learn new things as I progress within the role. Average. 29 ($30,000 + $6,497. And whether you’re after a two-seater 718 or the crossover Macan. Stratton Finance Car & Ute Loans (Car Loan): 4. a. Interest Rate 5. Kia Sorento 2020 Drive away from $62,058 ^ Save over $5,800 (RRP $67,896) or just from $269 per week ^^A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. com. Buying a car is an exciting time, but make sure you buy smart! To discuss your finance options in more detail, or if you have any questions at all, we've got experienced consultants who can help. Let’s estimate how much car you can afford Monthly car payment Fair (619 and below) Average (620 - 699) Good (700 - 779) Excellent (780 - 850) Your credit ratingStratton Finance | 3,707 followers on LinkedIn. Used car finance is used to help purchase a second-hand vehicle. Caravan Loans from $3,000 to $300,000. Caravan Loans from $3,000 to $120,000. Business hours phone. Interest rates are influenced by the age of the car, your credit history as well as various other factors. To speak with one of our finance specialists give us a call anytime on 1300 787 288 or to join our team across the country, check out our current opportunities at Stratton Finance here. Go Auto's Car Loan Calculator will make buying your next vehicle quick and easy. Stratton Finance will do all the hard work for you to help save you time and effort by comparing a range of car loans from over 30 lenders. We'll look at all the different features such as interest rates, comparison rates, fees and loans terms to make sure you get the best car loan for your situation. Green car loans are different from standard car loans in that they generally come with lower interest rates or certain waived fees. In addition to comparing loans for borrowers with diverse credit profiles, our digital platform also serves as a hub for lenders with diverse specialties. Stratton is a finance broker. Alternatively, if you feel that buying is your best option then get in touch with one of our car consultants on 1300 (STRATTON) 787 288. Repayment Period (Months) 72. If you are interested in getting a car loan on a new car, you. 05% p. Used car finance comes in two main loan types: secured and unsecured. 15 lenders, one click. Step 1 - Visit Car Finance page and tell us your car loan requirements, this includes the following data: - Choose which type of car you are applying for (New/Used) - Select the city in which you reside and want to avail loan there in. (the “website”). With over 22 years experience, we have built an unmatched panel of finance and insurance partners which gives you access to products for your needs. 4% p. A Commercial Hire Purchase is a commercial finance product where you hire the vehicle from the lender for a fixed monthly repayment over a set period. Financing both New and Used, with no hidden costs and $0 deposit options, Stratton Finance offer a no fuss service which will have you travelling in your dream Caravan sooner than. We make getting finance simple. In order to provide this estimate, Stratton are required to make several eligibility assumptions, including full-time employment status. 50). Australian Military Bank lets you finance a car, motorbike or boat up to five years old with its competitive car loan. Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. Cheap Car Loans Australia. 00% per cent (that is, from $5 to $6 per $200 or part thereof) for cars valued under. Insurance. Get Pre-Qualified. Fixed interest rates from: 6. Dutiable value. Features of new car finance. Get a complete Novated. Tax deduction is available when the vehicle is used for business purposes. Car Finance Calculator. We’re authorised representatives of Australia’s leading. Save time, money and hassle when buying a new carVia our partners at carconnect. Now take your Mazda3 and unlock the equity with a stratton Novated Lease Sale and Leaseback, so now you have $25k tax-free in your pocket. Please try again later for the most accurate estimations. As such, what makes car loan comparison rates incredibly useful is that when you’re shopping around for the best possible car finance deal, using the comparison rates means. Estimated Interest Rate*Prime Interest Rate is 11. 34%. Redraws are only available for variable rate loans and are subject to approval. a. Real people, real service. Secure funds within 24 hours. What you can afford. You may see the number of fields that are needed to be completed. Also calculates total payments and total interest paid on your auto loan. Car Loan Calculator for cars and motor vehicles in Australia. Our partnership goes beyond just finance. Details. Westpac. Part of the carsales network. ITEM 5: PROMOTION CONTESTING DATES AND TIMES. 364340) or one of its related bodies corporate or franchisees (together we, our, us, S tratton Finance). Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton Financecar finance calculator summary. 40 ÷ 60 = $552. Luxury Car Tax is applicable to most new and demonstrator cars where the price (including. LCTD 2018/1 - LUXURY CAR TAX THRESHOLDS 2018/2019. Read More. We can provide you with an approximate market value of your car, so you feel confident in the selling process. Use our car loan calculator to estimate your monthly car loan repayments. CarClarity is using technology to reshape car financing in Australia. This car loan calculator will help you visualize how changes to your interest. Comparison rate from: 7. Harmoney Unsecured Personal Loan. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be: $50,000 × 8% = $4,000. Compare Rates, Fees and Monthly Repayments from Car Loan Products in. ; Find out more about your car finance options. Whilst the name, ownership and management are changing, our existing team are here to support you through the transition in a seamless manner. Use our calculators to work out how much you can afford to spend each month on car instalments, estimate your monthly repayments, and check the purchase price you can afford to finance. First input the price of the vehicle, along with your down payment, trade-in allowance, interest rate, and the total number of monthly payments. Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. As one of the country’s premier car brokers, Stratton Finance Car & Ute Loans helps you finance your new or used vehicle. Fixed 1 - 7 Years $10,000 - $300,000. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Our comparison interest rate calculator can be more useful than the standard interest rate when comparing lenders. Winner of Best Car Loans by Product Review in 2021, 2022 and 2023. Generator financing* with Briggs & Stratton offers the best of both worlds —the security, stability and expertise of a large national financial partner, and the peace of mind of knowing your financing plan is crafted and offered directly by your local dealer. The max payment period/term for solar finance is 72 months with no balloon payment. In order to provide this estimate, Stratton are required to make several eligibility assumptions. View more brands Luxury car tax (LCT) is a tax charged on imported vehicles. ) with the estimated total amount payable including fees is $36,160. Payment Calculator. Features of a Secured Loan for caravans. Luxury Car Tax (LCT) is a tax levied on the sale of vehicles which meet a set of "luxury car" criteria. Whether you're planning on buying a high performance coupe such as the M3, a midsize luxury car like the 5 Series, or a full-size crossover SUV like the prestigious X5; Stratton Finance can offer you a great low rate and have you in your new BMW in no time. 364340) and its wholly owned subsidiaries and franchisees (we, our, us, Stratton) is a leading Australian car and asset finance broker. tax, title & fees** Currently Unavailable. New passenger cars. Fixed 1 - 7 Years $10,000 - $300,000. We can also arrange this type of loan for a range of different purposes, including: A personal loan is about about putting you in control and helping you to pay for something important in your life, if you don't happen to have the funds available right now. Stratton Finance Car Calculator Specialists in ABN loans & sole trader loans Find low rate commercial car loans from 30+ lenders See your top loan rate matches in 60. Loan amounts from $1,500 to $150,000. New non-passenger cars*. In 1998 with just a team of only 5, Stratton Finance was born in Melbourne, laying the foundations of who we are today. If you're buying or financing a caravan for the. As experts in commercial finance, we know how to find the right finance option for your business, taking into account risk, tax implications and cash flow. We’ll evaluate your current situation and compare products from a. Calculate your Car Loan repayments in seconds. This will give you an estimate of your repayments. We deliver finance solutions for more than just cars. Get an Instant Online Car Loan Quote! Car Finance Calculator (Repayments Calculator) Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. ;. cars, utes. If you have a query about caravan finance that's not covered in this article, please feel free to give us a call on 1300 955 600 and our friendly team can assist you with your question. This tool will help you approximate the monthly payments on your next auto purchase. Car Finance Get Financed For Personal Use; For Business Use; Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars; Car Lease; Green Car Loan; Compare Car Loans; Caravan Finance Get A Quote; Caravan Finance. Car Loan Factors Explained . ) 7. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars;. Get A Quote. com. Calculate your chattel mort. Use our user-friendly calculator (powered by Stratton Finance), explore our informative articles, and drive towards securing your dream car with confidence. Interest rate (%) See our current rates. At Stratton Finance, personal loans aren’t just for cars, caravans and boats. 49% p. Most manufacturers won’t let you combine a 0 percent APR. If you'd like to Compare Car Loans to the Big 4 Banks, we've made it easy for you to see why you're better off being with Stratton Finance. a. So that you can compare and choose the best offered car loan for yourself. We'll help you find the right loan product to suit your needs and make sure that you pay as little as possible to get your new car on the road. You can structure your car leasing calculation based on a specified loan term (length) in months or years, amount borrowed (financed), specified. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. Trade-in Value. At the end of two years, you still owe $6,660 (remaining payments + interest) on the car, but the car is worth $12,000. Technically speaking, a novated lease is a three-way finance arrangement between you, your employer and Clear Lease. NSW. Simply enter the.